Unstoppable Passive Portfolio Gains in Q3 2024 – You Won’t Believe These Results!

The Slow & Steady portfolio has reached a remarkable milestone, achieving a new all-time high after overcoming the challenges of the bond crash in 2022. This model passive portfolio has seen consistent growth over the past two years, outperforming its previous peak from New Year’s Eve 2021.

Let’s delve into the details of the latest success of the Slow & Steady portfolio, looking beyond its US-dominated Developed world fund. Here’s a breakdown in Allswell-o-vision™:

1. Global Property Emerges as the Winner: Despite a sluggish performance throughout the year, global property surged over 10% in the last quarter, showcasing impressive growth after a period of stagnation.
2. Diversification Dilemma: Delving deeper into the diversification potential of a REITs index tracker, it raises questions about the impact of owning real estate assets on the overall portfolio.
3. Bond Blues: While the longer one-year view signals a healthy bond recovery, 2024 hasn’t been a favorable year for bonds so far, highlighted by red figures in Morningstar’s Portfolio Manager.
4. Chart Comparison: By comparing the Slow & Steady portfolio with an off-the-peg option like Vanguard’s LifeStrategy multi-asset fund, the value of DIY passive investing is brought into question.
5. Performance Analysis: Analyzing the performance of the Slow & Steady portfolio reveals a consistent growth trajectory without significant downturns, positioning it as a stable investment option.
6. Face-Off Between Multi-Asset Portfolios: A comparison between the Slow & Steady portfolio and Vanguard’s LifeStrategy funds demonstrates the impact of asset allocation on overall returns, emphasizing the importance of simplicity in investing.
7. New Transactions: With quarterly investments allocated across seven funds based on predetermined asset allocations, the Slow & Steady portfolio maintains a disciplined investment approach.

In conclusion, the journey of the Slow & Steady portfolio underscores the value of a balanced and diversified investment strategy. While optimization is often emphasized, simplicity in asset allocation and consistency in investing habits can yield significant results. As we navigate the evolving landscape of investments, staying steady and focused on long-term goals remains key for financial success.