THE FINANCIAL EYE PERSONAL FINANCE Unleash Your Business Potential with This 75k Point Offer – Barclays Credit Card Review!
PERSONAL FINANCE

Unleash Your Business Potential with This 75k Point Offer – Barclays Credit Card Review!

Unleash Your Business Potential with This 75k Point Offer – Barclays Credit Card Review!

Are you an avid traveler looking to maximize your rewards and benefits? Look no further than the Barclays Wyndham Earner Business card. With its generous sign-up bonus and incredible earning potential, this card is a game-changer for those who frequently stay at Wyndham hotels. Let’s dive into the details of why this card may be the perfect fit for you.

Benefits:

  • The current offer includes an impressive 75,000 Wyndham points: 50,000 points after spending $4,000 in the first 90 days, and an additional 25,000 points after spending $12,000 in total within the first year. This offer is hard to beat, especially considering the recent best offer of 100,000 points.
  • Wyndham points are valued around 1.0 cents/point, making them a valuable currency for hotel stays. The redemption structure is straightforward with only three tiers of redemption: 7.5k, 15k, and 30k points.
  • Take advantage of the “go free Faster” program, where you can redeem 10% fewer Wyndham Rewards points for award nights. Enjoy rates as low as 6.75k points for redemption.
  • Cardmembers receive a 7% or 12% discount off the Best Available Rate, giving you savings on your hotel stays.
  • Earn 8 points per $1 spent at Hotels By Wyndham and on qualifying gas purchases, 5 points per $1 on marketing/advertising services and utilities, and 1 point per $1 on all other purchases.
  • Receive 15,000 bonus points every anniversary year and enjoy automatic Wyndham Rewards Diamond Membership.
  • No foreign transaction fees to worry about.

Disadvantages:

  • The card comes with a $95 annual fee that is not waived for the first year.
  • While the free night benefit can be valuable, most Wyndham hotels may not be as costly as other chains.
  • Be mindful that Wyndham points expire after 18 months of inactivity and after 4 years regardless, so accumulating points without plans to use them may not be the best strategy.

Recommended Application Time:

  • Barclays values recent hard pulls, so applying with less than 6 in the past 6 months is ideal.
  • Aim to apply for the card after establishing at least one year of credit history.

In Summary:

  • For frequent Wyndham guests, the annual points and Diamond membership perks can offset the annual fee. The strong earning rate on gas purchases is also a standout feature.
  • If you don’t plan to utilize Wyndham hotels often, be mindful of the points expiration timeline.

Barclays provides a range of Wyndham co-branded cards to suit varying needs, but the Wyndham Earner Business card stands out for its earning potential and benefits. Consider this card if you’re looking to elevate your travel experiences and maximize your rewards. Apply now and start reaping the benefits!

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