‘Residence Hall Housing Fees’: I received a bill for $110 from a university I attended 17 years ago. Can they really come after me now?

Hi Money Minder,

I got this crazy statement for $110 from a university I went to like a million years ago. They say it’s been through collections but is closed now. They’re trying to collect on old accounts, apparently.

The bill just says “Residence Hall Housing Fees,” which should have been covered by my student loans. I never got any past due notices or anything about collections.

I’m in Oklahoma. Can they still come after me for this money after 17 years? Seems shady to me. My loans were forgiven, maybe they’re trying to get some cash back?

Thanks for your help!

Retired and Confused

Response from THE MONEY MINDER:

Hello There,

I’m sorry to hear about the situation with the university bill from 17 years ago. It must be quite surprising to receive a statement after such a long period. It’s understandable that you are seeking clarification on the matter, especially since the statement provided lacks detailed information.

Firstly, it’s essential to gather all relevant documents related to your student loans to confirm whether the “Residence Hall Housing Fees” should have already been covered. If the fees were supposed to be included in your student loan coverage, it would be beneficial to have those records on hand.

Given the circumstances, it’s advisable to request further details and clarifications from the university regarding the bill. Ask for a breakdown of charges, any documentation showing previous attempts to collect, and confirmation of why this specific amount is being pursued after all this time.

As for the legal aspect, in Oklahoma, there is a statute of limitations on debt collection. It would be wise to look into the specific laws regarding debt collection in the state, especially considering the extended period that has passed since the initial billing.

In the meantime, keeping all communication documented and seeking professional advice, perhaps from a financial advisor or legal counsel, can help you navigate the situation effectively. By staying organized, gathering information, and understanding your rights, you can address this issue with clarity and confidence.

Best of luck in resolving this matter, and should you need any further assistance, I am here to help.

Farewell from THE MONEY MINDER.