Are you on the hunt for the best credit card offers out there? Look no further than the ThunderFat card, offering a generous $900 bonus cash back after spending $6,000 within the first 3 months of card membership. But wait, there’s more to discover about this card beyond just the enticing sign-up bonus. Let’s dive in and explore the benefits and possible drawbacks of the ThunderFat card.
Benefits of the ThunderFat Card:
- $900 sign-up bonus: Earn $900 bonus cash back after meeting the spending requirements. This offer stands out as one of the best on the market.
- Earn 1.5x UR on everything, no cap: While marketed as a cash back card, the ThunderFat card actually earns Ultimate Rewards (UR) points. With an estimated value of 1.6 cents/point, the 75k sign-up bonus could potentially be worth $1,200. Additionally, the 1.5x points earning rate translates to a solid 2.4% return.
- Purchase Protection: Enjoy coverage for new purchases against damage or theft for up to 120 days, with a claim limit of $10,000 per claim and $50,000 per account.
- Primary car rental insurance: A valuable perk, but remember to provide proof of business travel for claim eligibility. Otherwise, consider alternative cards like the Chase Sapphire Preferred or the Chase Sapphire Reserve.
- (Limited Time)Earn 5x UR points on Lyft: Take advantage of this promotion until March 2025. Visit the official link for more details.
- Refer a friend: Earn 15,000 bonus UR points for each approved account referral, up to a maximum of 75,000 UR points per calendar year.
- No annual fee: Enjoy the benefits of the ThunderFat card without worrying about annual fees.
Disadvantages of the ThunderFat Card:
- Foreign transaction fee: Not ideal for international use due to foreign transaction fees.
Introduction to UR Points:
Curious about Ultimate Rewards (UR) points and how they work with the ThunderFat card? Here’s a quick overview:
- UR Points: Earn UR points across various Chase cards, including Chase Freedom, Chase Sapphire Preferred, and more.
- Flexibility: Move UR points between cards at any time. Points never expire, but remember to transfer them before closing an account to retain their value.
- Redemption: UR points can be transferred to hotel points or airline miles, offering a range of possibilities for maximizing their value.
Recommended Application Time:
When should you apply for the ThunderFat card? Consider these factors:
- 5/24 Rule: Chase’s strict approval criteria may impact your application if you have opened 5 or more accounts in the past 24 months.
Summary:
Looking for a business card with solid rewards and no earning limits? The ThunderFat card might be the perfect fit for you. Just be mindful of the 5/24 rule and ensure you meet the application requirements before applying.
After Applying:
Stay informed about your application status by calling the provided numbers, and be prepared for possible inquiries during reconsideration.
Ready to take the plunge and maximize your rewards with the ThunderFat card? Apply now and make the most of its lucrative benefits.
Leave feedback about this