Are you on the lookout for a reliable and convenient online credit union? Look no further than Alliant Credit Union, based in Illinois and offering a range of financial products to its members. In this Alliant Credit Union review, we will delve into the details of what this credit union has to offer and who is eligible to join. Let’s explore what makes Alliant Credit Union stand out from the crowd.
Alliant Credit Union Details
What Is Alliant Credit Union?
Imagine joining an online credit union with over $19 billion in assets and a staggering 800,000 happy members nationwide – that’s what Alliant Credit Union offers.
What Does It Offer?
While Alliant offers a variety of financial products, let’s focus on its deposit accounts for this review. Here’s a breakdown of what you can expect from Alliant Credit Union:
Savings Accounts
- High-Rate Savings Account: Earn 3.10% APY with a $100 minimum balance.
- Kids Savings Account: Kids aged 12 and under can benefit from an account with an initial $5 deposit and 3.10% APY.
- Supplemental Savings Account: Ideal for setting savings goals, offering 3.10% APY.
Checking Accounts
- High-Rate Checking Account: Enjoy 0.25% APY with no fees or minimum balance requirements.
- Teen Checking Account: A great option for teens aged 13 to 17 to learn about managing finances.
Share Certificates
- Choose from various terms with APY rates that range from 4.0% to 4.75%.
Are There Any Fees?
While many of Alliant’s accounts have no monthly fees, be aware of potential fees for selected services or withdrawals from share certificates before their maturity dates.
How Does Alliant Credit Union Compare?
While Alliant Credit Union offers competitive rates, it’s essential to compare it with similar institutions. Navy Federal Credit Union and Ally Bank are worth considering for their unique offerings.
How Do I Open An Account?
If you qualify based on certain criteria, becoming a member of Alliant Credit Union is straightforward. Meet the eligibility requirements and prepare the necessary documents to open your account today.
Is It Safe And Secure?
Rest assured, Alliant Credit Union prioritizes your security with NCUA insurance up to $250,000 and robust security measures to protect your information.
How Do I Contact Alliant Credit Union?
For immediate assistance, contact Alliant Credit Union at 800-328-1935. While feedback on Trustpilot may vary, the positive reviews of their mobile app suggest a positive customer experience.
In conclusion, Alliant Credit Union offers a reliable option for those seeking competitive rates and a secure banking experience. Consider exploring their offerings to determine if it aligns with your financial goals. Visit Alliant Credit Union’s website today to learn more about what they can offer you.
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