December 25, 2024
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘It seems to be a better idea financially to just put it in retirement and take on a loan’: I’m debating between saving for future expenses or maxing retirement savings. What’s the smarter move?
THE MONEY MINDER

‘It seems to be a better idea financially to just put it in retirement and take on a loan’: I’m debating between saving for future expenses or maxing retirement savings. What’s the smarter move?

‘What if one of us gets sick?’: We have no health insurance, a stable business, and a tough choice between mortgage payoff or investing. What’s the safest move?
THE MONEY MINDER

‘What if one of us gets sick?’: We have no health insurance, a stable business, and a tough choice between mortgage payoff or investing. What’s the safest move?

‘Missed 3-4 months of her first year’: I have a new, lower-paying job to spend more time with family. How can I improve my budget with a 50% savings rate?
THE MONEY MINDER

‘Missed 3-4 months of her first year’: I have a new, lower-paying job to spend more time with family. How can I improve my budget with a 50% savings rate?

‘I would appreciate your feedback on whether my wife and I are on track for retirement and making the best investment choices’: My wife and I dream of retiring at 55, but is that realistic with our current investments? How can we secure our future?
THE MONEY MINDER

‘I would appreciate your feedback on whether my wife and I are on track for retirement and making the best investment choices’: My wife and I dream of retiring at 55, but is that realistic with our current investments? How can we secure our future?

‘Having a small break from a soul-sucking job’: I need affordable health insurance for my spouse and me. How can we find coverage without breaking the bank?
THE MONEY MINDER

‘Having a small break from a soul-sucking job’: I need affordable health insurance for my spouse and me. How can we find coverage without breaking the bank?

‘Doom and anxiety on a daily basis’: I’m 27, earn k in LA, and spend half my income on rent. Can I ever retire or is the middle class dream slipping away?
THE MONEY MINDER

‘Doom and anxiety on a daily basis’: I’m 27, earn $83k in LA, and spend half my income on rent. Can I ever retire or is the middle class dream slipping away?

‘Should I split up my investments into other funds?’: I started a new job last year and all my funds are in a Vanguard Target Date fund. Is diversifying a wiser move?
THE MONEY MINDER

‘Should I split up my investments into other funds?’: I started a new job last year and all my funds are in a Vanguard Target Date fund. Is diversifying a wiser move?

‘Fear I’m losing out on compound interest’: I’m 26, single, and torn between investing in stocks or saving for a house in 2-5 years. How do I balance this dilemma?
THE MONEY MINDER

‘Fear I’m losing out on compound interest’: I’m 26, single, and torn between investing in stocks or saving for a house in 2-5 years. How do I balance this dilemma?

‘Never owning a home and never planting a garden is a tremendously high hidden cost’: I’m stuck renting with k savings, but a mortgage prevents 401k. At what point is renting worse financially?
THE MONEY MINDER

‘Never owning a home and never planting a garden is a tremendously high hidden cost’: I’m stuck renting with $72k savings, but a mortgage prevents 401k. At what point is renting worse financially?

‘The mind-blowing cost of daycare necessitated it’: We’re balancing saving for the future with enjoying life now but struggling with our budget. How can we manage better?
THE MONEY MINDER

‘The mind-blowing cost of daycare necessitated it’: We’re balancing saving for the future with enjoying life now but struggling with our budget. How can we manage better?