November 14, 2024
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘If I take the loan, I won’t save anything’: I have credit card debt of 8k with high interest. Should I consolidate with a personal loan of 9k or keep making minimum payments?
THE MONEY MINDER

‘If I take the loan, I won’t save anything’: I have credit card debt of 8k with high interest. Should I consolidate with a personal loan of 9k or keep making minimum payments?

‘Don’t be like me folks. Don’t FOMO into your dream home if you’re gambling for how long you can pay the mortgage’: I almost bought a house that could’ve crippled me financially. How can I avoid making the same mistake?
THE MONEY MINDER

‘Don’t be like me folks. Don’t FOMO into your dream home if you’re gambling for how long you can pay the mortgage’: I almost bought a house that could’ve crippled me financially. How can I avoid making the same mistake?

‘Where should I allocate my 20% savings to?’: I want to maximize my savings after facing family bills. Should I prioritize my Roth IRA or increase my HYSA contributions?
THE MONEY MINDER

‘Where should I allocate my 20% savings to?’: I want to maximize my savings after facing family bills. Should I prioritize my Roth IRA or increase my HYSA contributions?

“I used to believe my wants and savings should be small compared to fixed expenses. Now I know better”: I’m overspending on entertainment. How can I adjust my budget to save more?
THE MONEY MINDER

“I used to believe my wants and savings should be small compared to fixed expenses. Now I know better”: I’m overspending on entertainment. How can I adjust my budget to save more?

‘I am running out of money and do not know how is best to proceed’: I have k in credit card debt and no job. How can I handle this financial crisis?
THE MONEY MINDER

‘I am running out of money and do not know how is best to proceed’: I have $23k in credit card debt and no job. How can I handle this financial crisis?

“Just keep saving”: I have k in student loan debt and k in savings. How can I decide whether to pay off my debt or continue saving?
THE MONEY MINDER

“Just keep saving”: I have $25k in student loan debt and $20k in savings. How can I decide whether to pay off my debt or continue saving?

‘My mom said I don’t need a credit card “yet”’: I am 20, living with my parents, and need to move out. How can I establish credit and find a place on my own?
THE MONEY MINDER

‘My mom said I don’t need a credit card “yet”’: I am 20, living with my parents, and need to move out. How can I establish credit and find a place on my own?

“I see a cash value, net cash value and net death benefit on their account through their insurer’s website”: Can my parents cancel their life insurance policy after 10-20 years and receive a payout?
THE MONEY MINDER

“I see a cash value, net cash value and net death benefit on their account through their insurer’s website”: Can my parents cancel their life insurance policy after 10-20 years and receive a payout?

‘I feel like I’m failing financially’: I have debt, minimal savings, and feel behind my peers. How can I secure my financial future?
THE MONEY MINDER

‘I feel like I’m failing financially’: I have debt, minimal savings, and feel behind my peers. How can I secure my financial future?

Should I sell the car my mom forced me to buy? I’m already in debt before I can even start my life. How will this affect my credit score?
THE MONEY MINDER

Should I sell the car my mom forced me to buy? I’m already in debt before I can even start my life. How will this affect my credit score?