October 30, 2024
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
“Just almost totally back from the nonsense of the last 4 years”: I paid off the k of CC balance today. How can I continue to manage my finances effectively?
THE MONEY MINDER

“Just almost totally back from the nonsense of the last 4 years”: I paid off the $10k of CC balance today. How can I continue to manage my finances effectively?

“I keep hearing conflicting opinions about interest rates for home loans”: I want to buy a home, but should I wait for the market to settle?
THE MONEY MINDER

“I keep hearing conflicting opinions about interest rates for home loans”: I want to buy a home, but should I wait for the market to settle?

‘If it’s just 1 to 3 months more before I get my loan, is there any benefit to transferring my balance to a 0% APR card?’: With high CC debt and renovations looming, should I transfer my balance or wait for a home equity loan?
THE MONEY MINDER

‘If it’s just 1 to 3 months more before I get my loan, is there any benefit to transferring my balance to a 0% APR card?’: With high CC debt and renovations looming, should I transfer my balance or wait for a home equity loan?

‘Receiving a settlement soon and creating a plan to use the finances for debt reduction/investing’: I need help managing my finances for debt reduction and investing. How should I prioritize my goals?
THE MONEY MINDER

‘Receiving a settlement soon and creating a plan to use the finances for debt reduction/investing’: I need help managing my finances for debt reduction and investing. How should I prioritize my goals?

‘I am expecting to make around ~20k a year in addition to my W2’: Should I max out my Roth IRA or increase my Roth 401k contributions to save on taxes while investing more?
THE MONEY MINDER

‘I am expecting to make around ~20k a year in addition to my W2’: Should I max out my Roth IRA or increase my Roth 401k contributions to save on taxes while investing more?

‘I’m tired of having this CC debt, the car payment, and everything, and I’m ready to only have student loan debt’: Considering selling my Roth IRA to pay off my Credit Card Debt. Is this a good idea?
THE MONEY MINDER

‘I’m tired of having this CC debt, the car payment, and everything, and I’m ready to only have student loan debt’: Considering selling my Roth IRA to pay off my Credit Card Debt. Is this a good idea?

‘I make k. Her checks go towards food, shopping and saving for a wedding’: I budget my paychecks separately from my fiancĂ©’s. How do we manage finances as a couple successfully?
THE MONEY MINDER

‘I make $81k. Her checks go towards food, shopping and saving for a wedding’: I budget my paychecks separately from my fiancĂ©’s. How do we manage finances as a couple successfully?

‘I have the money for it already in my savings’: How can I maximize rewards while buying a ,500 plane ticket with a low credit limit?
THE MONEY MINDER

‘I have the money for it already in my savings’: How can I maximize rewards while buying a $1,500 plane ticket with a low credit limit?

‘Have about an extra 00 that I want to use to pay some stuff off’: Should I pay off my wife’s car or low balance credit cards first to boost my credit score for buying a new house?
THE MONEY MINDER

‘Have about an extra $6000 that I want to use to pay some stuff off’: Should I pay off my wife’s car or low balance credit cards first to boost my credit score for buying a new house?

“Is this normal for a 17-year-old girl??”: I’m witnessing my daughter’s mysterious credit card spending habits – what could she possibly be buying?
THE MONEY MINDER

“Is this normal for a 17-year-old girl??”: I’m witnessing my daughter’s mysterious credit card spending habits – what could she possibly be buying?