October 30, 2024
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
“I currently max out my traditional 401k and Roth IRA. Is there anything wrong with continuing to invest solely in VTSAX?”: I have all my money in one fund. Should I diversify or stick with what’s working?
THE MONEY MINDER

“I currently max out my traditional 401k and Roth IRA. Is there anything wrong with continuing to invest solely in VTSAX?”: I have all my money in one fund. Should I diversify or stick with what’s working?

“Do I have enough money to afford an apartment?” I have a decent income and savings, but is it enough? How much should my rent be?
THE MONEY MINDER

“Do I have enough money to afford an apartment?” I have a decent income and savings, but is it enough? How much should my rent be?

“The recent huge run up in stock market recently has added tens of thousand of dollars to the 529 balances but who knows what will happen in the future.”: I have significant gains in my 529 plan. Should I adjust my asset allocation for future contributions?
THE MONEY MINDER

“The recent huge run up in stock market recently has added tens of thousand of dollars to the 529 balances but who knows what will happen in the future.”: I have significant gains in my 529 plan. Should I adjust my asset allocation for future contributions?

“I feel behind on retirement savings”: Should I convert my old IRAs to make Roth contributions and catch up on my retirement savings?
THE MONEY MINDER

“I feel behind on retirement savings”: Should I convert my old IRAs to make Roth contributions and catch up on my retirement savings?

‘I want to set aside money for my pension since I don’t have one’: I have no work benefits or health insurance. How can I start an IRA Roth and life insurance to secure my financial future?
THE MONEY MINDER

‘I want to set aside money for my pension since I don’t have one’: I have no work benefits or health insurance. How can I start an IRA Roth and life insurance to secure my financial future?

“I got to thinking that it might be overkill that I have so many various ‘sinking funds'”: Saved by sinking funds! Ever face a financial disaster without a safety net?
THE MONEY MINDER

“I got to thinking that it might be overkill that I have so many various ‘sinking funds'”: Saved by sinking funds! Ever face a financial disaster without a safety net?

‘I have really kicked my ass into gear’: Need to learn how to budget FAST and save money on a tight budget. How can I make the most of my limited income and save for the future?
THE MONEY MINDER

‘I have really kicked my ass into gear’: Need to learn how to budget FAST and save money on a tight budget. How can I make the most of my limited income and save for the future?

“Just wanted to know the best route to pay off 80k+ of student loan debt”: I have a mountain of student loan debt and no clue where to start. How can I tackle this financial burden?
THE MONEY MINDER

“Just wanted to know the best route to pay off 80k+ of student loan debt”: I have a mountain of student loan debt and no clue where to start. How can I tackle this financial burden?

‘I have prioritized heavily paying off my student loans’: I’m torn between aggressively paying off debt and enjoying life; how can I find the balance?
THE MONEY MINDER

‘I have prioritized heavily paying off my student loans’: I’m torn between aggressively paying off debt and enjoying life; how can I find the balance?

“I know I am in a very fortunate position, but am I doing it right?”: I have 64k in student loans and maxed out retirement accounts. How can I optimize my finances?
THE MONEY MINDER

“I know I am in a very fortunate position, but am I doing it right?”: I have 64k in student loans and maxed out retirement accounts. How can I optimize my finances?