January 11, 2025
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘I entered my 30s last year with little to no savings’: I’m a self-employed individual trying to strategize how to maximize savings with a sizeable increase in income. How should I set up an IRA or 401k to make the most of my new earnings?
THE MONEY MINDER

‘I entered my 30s last year with little to no savings’: I’m a self-employed individual trying to strategize how to maximize savings with a sizeable increase in income. How should I set up an IRA or 401k to make the most of my new earnings?

‘I’ve always assumed the obligation to repay’: I have 0k+ student loan debt and k in my kids’ 529 plan. How can I use it to pay off high-interest parent plus loans?
THE MONEY MINDER

‘I’ve always assumed the obligation to repay’: I have $100k+ student loan debt and $36k in my kids’ 529 plan. How can I use it to pay off high-interest parent plus loans?

“He doesn’t actually care if I’m happy just as long as he can retire early.” I feel trapped in a cycle of saving vs. living. How do we find a balance in our financial goals?
THE MONEY MINDER

“He doesn’t actually care if I’m happy just as long as he can retire early.” I feel trapped in a cycle of saving vs. living. How do we find a balance in our financial goals?

‘I have an unexpected inheritance’: What’s the best way to handle a large sum of money while managing debts and home repairs?
THE MONEY MINDER

‘I have an unexpected inheritance’: What’s the best way to handle a large sum of money while managing debts and home repairs?

‘It’s absolutely eating our lunch’: We’re drowning in credit card debt despite living frugally. Is credit card consolidation the solution?
THE MONEY MINDER

‘It’s absolutely eating our lunch’: We’re drowning in credit card debt despite living frugally. Is credit card consolidation the solution?

‘Assuming the US may go into a recession, should I rebalance my 401k before Fed rate cuts?’ I’m worried about my investments. What should I do?
THE MONEY MINDER

‘Assuming the US may go into a recession, should I rebalance my 401k before Fed rate cuts?’ I’m worried about my investments. What should I do?

“I’m the first in my family to attend university & have an opportunity like this”: How can I prioritize my financial decisions with a 0,000 salary, sign-on bonus, and relocation costs?
THE MONEY MINDER

“I’m the first in my family to attend university & have an opportunity like this”: How can I prioritize my financial decisions with a $120,000 salary, sign-on bonus, and relocation costs?

‘I am planning on moving out before or during my junior year’: I’m a Sophomore in College with no financial plan. How can I save and grow my money wisely?
THE MONEY MINDER

‘I am planning on moving out before or during my junior year’: I’m a Sophomore in College with no financial plan. How can I save and grow my money wisely?

“Enrolled in an individual HSA plan. Wondering for my spouse eligibility to use it”: Can my spouse access my HSA account for medical expenses?
THE MONEY MINDER

“Enrolled in an individual HSA plan. Wondering for my spouse eligibility to use it”: Can my spouse access my HSA account for medical expenses?

‘My husband and I are in ,000 credit card debt and 0k in med school loans’: Swamped with debt. How can we climb out of this financial hole?
THE MONEY MINDER

‘My husband and I are in $8,000 credit card debt and $300k in med school loans’: Swamped with debt. How can we climb out of this financial hole?