January 10, 2025
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘After all necessary expenses, I’ll have 0 per month’: I’m struggling to make ends meet in college. How can I stretch my money wisely?
THE MONEY MINDER

‘After all necessary expenses, I’ll have $100 per month’: I’m struggling to make ends meet in college. How can I stretch my money wisely?

‘Should I put my 5% into traditional so I only have one employer account and it grows together rather than in two different accounts?’: I’m torn between 401K options. How do I decide?
THE MONEY MINDER

‘Should I put my 5% into traditional so I only have one employer account and it grows together rather than in two different accounts?’: I’m torn between 401K options. How do I decide?

‘Only recently have I become more conscious about my money’: I have 00 in a ROTH IRA, 00 in Robinhood, 00 in credit card debt, and no emergency fund. Am I prioritizing my finances correctly?
THE MONEY MINDER

‘Only recently have I become more conscious about my money’: I have $1000 in a ROTH IRA, $1200 in Robinhood, $1000 in credit card debt, and no emergency fund. Am I prioritizing my finances correctly?

“I’m gay and there’s not much of a gay community within Delaware”: Should I move out to Philly for personal development and better job opportunities, or stay home in less-than-ideal circumstances?
THE MONEY MINDER

“I’m gay and there’s not much of a gay community within Delaware”: Should I move out to Philly for personal development and better job opportunities, or stay home in less-than-ideal circumstances?

‘I vowed to never be in a situation like that again’: I have K in credit card debt. Should I pay it off in one payment or break it into smaller payments? Help!
THE MONEY MINDER

‘I vowed to never be in a situation like that again’: I have $10K in credit card debt. Should I pay it off in one payment or break it into smaller payments? Help!

“My horse and the 0 in misc. for entertainment seem like more than enough”: I feel overwhelmed trying to optimize our finances. How can we make our budget more efficient?
THE MONEY MINDER

“My horse and the $280 in misc. for entertainment seem like more than enough”: I feel overwhelmed trying to optimize our finances. How can we make our budget more efficient?

‘I don’t want my children to concern themselves with supplementing their cousins once I’m dead and gone’: How can I ethically sell my home to family in need while protecting their future?
THE MONEY MINDER

‘I don’t want my children to concern themselves with supplementing their cousins once I’m dead and gone’: How can I ethically sell my home to family in need while protecting their future?

‘As you can see, our budget is insanely tight’: I have a scholarship for private school, but is it financially irresponsible to send my kid there when my budget is stretched thin?
THE MONEY MINDER

‘As you can see, our budget is insanely tight’: I have a scholarship for private school, but is it financially irresponsible to send my kid there when my budget is stretched thin?

‘The only thing I have going for me right now is that I’ve never been late on rent or missed a credit card payment’: Laid off 8 months ago, with 51K in credit card debt, struggling to decide between cashing out 401K or filing for bankruptcy. How do I choose the best option for my financial situation?
THE MONEY MINDER

‘The only thing I have going for me right now is that I’ve never been late on rent or missed a credit card payment’: Laid off 8 months ago, with 51K in credit card debt, struggling to decide between cashing out 401K or filing for bankruptcy. How do I choose the best option for my financial situation?

‘Despite paying ,000, cash value is ,000’: Parents have been paying into State Farm Universal Life Insurance for me. Now 33, found out about it and asked to start paying on it. Worth it?
THE MONEY MINDER

‘Despite paying $10,000, cash value is $7,000’: Parents have been paying into State Farm Universal Life Insurance for me. Now 33, found out about it and asked to start paying on it. Worth it?