January 9, 2025
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘I don’t have a support network to ask for help or information’: My car broke down with full transmission failure. Should I withdraw from my 401K to get a reliable car on loan?
THE MONEY MINDER

‘I don’t have a support network to ask for help or information’: My car broke down with full transmission failure. Should I withdraw from my 401K to get a reliable car on loan?

‘I don’t care about my credit score’: I have 5k in debt over multiple cards and companies. How can I pay off my debts and start saving for the future?
THE MONEY MINDER

‘I don’t care about my credit score’: I have 5k in debt over multiple cards and companies. How can I pay off my debts and start saving for the future?

“I may never be able to retire with just a decent 401k”: I have 1,000 in my 401k at 30. How can I ensure a comfortable retirement?
THE MONEY MINDER

“I may never be able to retire with just a decent 401k”: I have $101,000 in my 401k at 30. How can I ensure a comfortable retirement?

‘My budget is 50% savings, 40% discretionary spending, 5% investments and 5% retirement’: I’m a college student with student loans and limited income. How can I manage my finances wisely for law school?
THE MONEY MINDER

‘My budget is 50% savings, 40% discretionary spending, 5% investments and 5% retirement’: I’m a college student with student loans and limited income. How can I manage my finances wisely for law school?

‘Paying back student loans slowly would eat away at whatever gains I’d get from putting things into savings now’: Should I prioritize paying off student loans or start saving for the future with my current salary of k/year?
THE MONEY MINDER

‘Paying back student loans slowly would eat away at whatever gains I’d get from putting things into savings now’: Should I prioritize paying off student loans or start saving for the future with my current salary of $62k/year?

‘I understand that Roth makes the most sense if you anticipate being in a higher tax bracket in retirement’: I’m making 5k/year – how should I balance Roth vs traditional 401k contributions for optimal tax advantage in retirement?
THE MONEY MINDER

‘I understand that Roth makes the most sense if you anticipate being in a higher tax bracket in retirement’: I’m making $135k/year – how should I balance Roth vs traditional 401k contributions for optimal tax advantage in retirement?

“I am drowning in credit card debt and I need help figuring out how to resolve it”: Single parent struggling to make ends meet, overwhelmed by credit card debt. How can I find a way out of this financial crisis?
THE MONEY MINDER

“I am drowning in credit card debt and I need help figuring out how to resolve it”: Single parent struggling to make ends meet, overwhelmed by credit card debt. How can I find a way out of this financial crisis?

‘However, I have access to my parents’ finances’: Trying to get a credit card as an adult student with no income. How can I build credit without a job?
THE MONEY MINDER

‘However, I have access to my parents’ finances’: Trying to get a credit card as an adult student with no income. How can I build credit without a job?

“I have just enough in my stock market account to cover the 12k debt. Should I pull the money or let it ride?” – I have k in debt due to moving and school. How should I handle my stock market funds to pay it off?
THE MONEY MINDER

“I have just enough in my stock market account to cover the 12k debt. Should I pull the money or let it ride?” – I have $12k in debt due to moving and school. How should I handle my stock market funds to pay it off?

‘When everything went down, we had no savings’: I have k on credit card about to leave 0% promo period. Should I use home equity, pension, or HELOC to pay it off?
THE MONEY MINDER

‘When everything went down, we had no savings’: I have $15k on credit card about to leave 0% promo period. Should I use home equity, pension, or HELOC to pay it off?