January 3, 2025
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
‘I’ve heard mixed opinions about these plans’: Looking for a second opinion on cash value life insurance? How should I proceed?
THE MONEY MINDER

‘I’ve heard mixed opinions about these plans’: Looking for a second opinion on cash value life insurance? How should I proceed?

“I should pay down high interest Credit cards and rebuild stocks later”: Should I prioritize paying off Credit card debt or saving for retirement?
THE MONEY MINDER

“I should pay down high interest Credit cards and rebuild stocks later”: Should I prioritize paying off Credit card debt or saving for retirement?

‘Currently earn ~98k a year and my company puts 3% regardless if I match into my 401k and matches 6%.’ I want to save for a house, but not sure if I should use a Roth or brokerage account. What’s the best option for me?
THE MONEY MINDER

‘Currently earn ~98k a year and my company puts 3% regardless if I match into my 401k and matches 6%.’ I want to save for a house, but not sure if I should use a Roth or brokerage account. What’s the best option for me?

‘From what I understand, I am allowed to get this second health insurance and still contribute to an HSA’: Should I get a second HDHP for an HSA if I’m already covered by my parents’ plan?
THE MONEY MINDER

‘From what I understand, I am allowed to get this second health insurance and still contribute to an HSA’: Should I get a second HDHP for an HSA if I’m already covered by my parents’ plan?

“I currently have over ,000 in credit card debt… Should I transfer it to a 0% APR card with a 3% fee?” How can I make the best financial decision?
THE MONEY MINDER

“I currently have over $2,000 in credit card debt… Should I transfer it to a 0% APR card with a 3% fee?” How can I make the best financial decision?

“We all have a number. A number that says, ‘once I hit this number, I will not need to work for a living anymore.'”: I have the choice between paying off debt or buying my boss’s business. Which path will lead me to my million goal faster?
THE MONEY MINDER

“We all have a number. A number that says, ‘once I hit this number, I will not need to work for a living anymore.'”: I have the choice between paying off debt or buying my boss’s business. Which path will lead me to my $5 million goal faster?

Is insurance supposed to be this much? I’m drowning in 0 monthly premiums on a 00 income. How can I find a better deal?
THE MONEY MINDER

Is insurance supposed to be this much? I’m drowning in $500 monthly premiums on a $2000 income. How can I find a better deal?

‘It seems very pricey but it’s also an investment?’: I’m considering an Index Whole Life Insurance plan, but is it worth the cost for long-term care and tax-free growth?
THE MONEY MINDER

‘It seems very pricey but it’s also an investment?’: I’m considering an Index Whole Life Insurance plan, but is it worth the cost for long-term care and tax-free growth?

“Forgive me – I am very new to this.” I’m lost in the world of Vanguard 401k options. How can I make sense of it all?
THE MONEY MINDER

“Forgive me – I am very new to this.” I’m lost in the world of Vanguard 401k options. How can I make sense of it all?

‘I get 150k inheritance, should I pay off my house or buy a condo?’ Facing a dilemma on how to wisely invest a windfall. What should I do?
THE MONEY MINDER

‘I get 150k inheritance, should I pay off my house or buy a condo?’ Facing a dilemma on how to wisely invest a windfall. What should I do?