December 22, 2024
44 S Broadway, White Plains, New York, 10601
THE FINANCIAL EYE THE MONEY MINDER
β€˜I don’t have a credit score (or a credit card)’: I want to buy a condo in Texas. How can I start building credit to make this dream a reality?
THE MONEY MINDER

β€˜I don’t have a credit score (or a credit card)’: I want to buy a condo in Texas. How can I start building credit to make this dream a reality?

“I could probably make better use of this money if I’m sensible”: Student with savings seeks advice on investing for short-term gains. How should I maximize my returns without risking easy access to my funds?
THE MONEY MINDER

“I could probably make better use of this money if I’m sensible”: Student with savings seeks advice on investing for short-term gains. How should I maximize my returns without risking easy access to my funds?

“I guess I am just looking for general advice”: Newly debt-free DINK couple with a growing savings pot. How can we prioritize home buying while managing student loans?
THE MONEY MINDER

“I guess I am just looking for general advice”: Newly debt-free DINK couple with a growing savings pot. How can we prioritize home buying while managing student loans?

β€˜People at 72K+ are just mismanaging their money’: I can’t qualify for social services on my K salary. Is the middle class actually struggling, or is it the working class that is struggling?
THE MONEY MINDER

β€˜People at 72K+ are just mismanaging their money’: I can’t qualify for social services on my $60K salary. Is the middle class actually struggling, or is it the working class that is struggling?

“I’m near certain I’m not calculating #2 correctly”: I have a sizeable HSA balance. How can I maximize its potential as an investment vehicle?
THE MONEY MINDER

“I’m near certain I’m not calculating #2 correctly”: I have a sizeable HSA balance. How can I maximize its potential as an investment vehicle?

β€˜I really don’t want to wait super long’: I want to improve my credit score but don’t want to wait forever. How can I boost my score quickly after paying off my loan?
THE MONEY MINDER

β€˜I really don’t want to wait super long’: I want to improve my credit score but don’t want to wait forever. How can I boost my score quickly after paying off my loan?

β€˜Is the dream house worth the stress of frugal living for a bit?’: I’m torn between my dream house and living paycheck to paycheck. How can I navigate this financial dilemma?
THE MONEY MINDER

β€˜Is the dream house worth the stress of frugal living for a bit?’: I’m torn between my dream house and living paycheck to paycheck. How can I navigate this financial dilemma?

‘I have 4 student loans leaving their grace period soon’: With accrued interest ready to capitalize, should I sell long-term stocks to pay it off?
THE MONEY MINDER

‘I have 4 student loans leaving their grace period soon’: With accrued interest ready to capitalize, should I sell long-term stocks to pay it off?

“I am fairly certain I know the appropriate actions to take with this money”: I have k from selling my house. Should I pay off debts or invest for higher returns?
THE MONEY MINDER

“I am fairly certain I know the appropriate actions to take with this money”: I have $70k from selling my house. Should I pay off debts or invest for higher returns?

“Majority of feedback indicates to stay the course as market returns outweigh paying down the mortgage”: Should I keep 400k in investments or pay off my 6.25 mortgage early?
THE MONEY MINDER

“Majority of feedback indicates to stay the course as market returns outweigh paying down the mortgage”: Should I keep 400k in investments or pay off my 6.25 mortgage early?