February 11, 2025
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INVESTING

The Surprising Truth About Equity Risk Premium – Don’t Make this Costly Mistake!

The Surprising Truth About Equity Risk Premium – Don’t Make this Costly Mistake!

Imagine a world where the conventional wisdom of stock market superiority over bonds is challenged. Enter Edward McQuarrie and his groundbreaking research that delves into centuries-old data on stock and bond performance, shedding light on a new narrative.

  1. The Conundrum Unveiled
    • Bonds are traditionally seen as low-risk, fixed-income assets, with guaranteed returns and minimal risks.
    • On the other hand, stocks are volatile, with the potential for high returns, but also the risk of investment loss.
    • Historically, stocks have outperformed bonds over extended periods, as seen in Jeremy Siegel’s seminal work “Stocks for the Long Run.”
  2. The Resolution
    • McQuarrie’s research challenges the status quo, showcasing instances where stocks underperformed bonds over lengthy periods.
    • The key lies in recognizing that occasional stock crashes are necessary to reintroduce risk into the equation and justify higher returns.
  3. The Updated Historical Record
    • McQuarrie’s data dives into the abyss of history, revealing that for almost 150 years, stocks and bonds held a neck-to-neck race in terms of wealth accumulation.
    • Post-World War II, stocks surged ahead, accumulating substantial wealth, while bonds dwindled, proving to be a risky investment.
  4. How Bad Can it Get?
    • The Panic of 1837 serves as a chilling reminder of the catastrophic effects of stock market crashes, highlighting the significant losses investors faced.
    • McQuarrie’s thorough analysis includes data sources omitted by Siegel, shedding light on dark periods of equity deficits in US history.
  5. Objections Addressed
    • Skeptics may question the relevance of ancient stock market crashes to modern-day investing practices, but McQuarrie’s research aims to bridge the gap between the past and the present, offering valuable insights.

In a world where stocks reign supreme, McQuarrie’s research introduces a new perspective, challenging long-standing beliefs and prompting investors to question the narrative. Are stocks truly the best choice for long-term wealth accumulation, or is there more to the story waiting to be uncovered? Perhaps it’s time to rethink traditional investment strategies and embrace a more nuanced approach.

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