Unlock Huge Cash Bonuses Now - Best Bank Deals of January 2025!

Are you looking to earn extra cash while managing your finances? Look no further! Numerous financial institutions are offering lucrative bonuses to new customers when they open specific accounts and fulfill qualifying activities. Here are some top picks for bonus offers worth up to $400:

PNC Virtual Wallet: PNC Virtual Wallet offers three key features – Spend (checking), Reserve (earning interest on checking), and Growth (savings). To avoid the $7/month fee in the basic Virtual Wallet checking account, you can do $500/month in qualifying direct deposits, maintain a $500 balance, or be at least 62 years old. If you’re looking to earn interest, Virtual Wallet with Performance Spend and Performance Select are great options that offer competitive rates. Plus, with a promotional offer, you can earn up to $400 when you complete qualifying activities.
First Tech Federal Credit Union: First Tech Rewards Checking® is an excellent choice for high-interest checking with no minimum balance requirements and no monthly maintenance fees. With a network of 30,000 fee-free ATMs and a unique rewards program, you can earn upwards of $60 per month based on account activity. Plus, you can earn 3.50% APY on balances up to $15,000. New and existing account holders can also earn a cash bonus by setting up qualifying direct deposits.
Key Smart Checking® with Key Bank: Key Smart Checking® is a free, non-interest-bearing account that offers automatic overdraft protection from a linked KeyBank savings account and access to over 40,000 fee-free ATMs. By opening an account online and completing qualified activities, you can earn a $300 cash bonus.
BMO Smart Advantage Checking: The Smart Advantage Checking Account from BMO Bank N.A. provides a basic checking account with no monthly maintenance fee (with paperless statements) and access to fee-free ATMs nationwide. You can earn a $300 cash bonus by opening a new account and completing qualifying activities.
Barclays Bank Tiered Savings Account: Barclays Bank offers a tiered savings account with high APY rates and no monthly maintenance fees. By depositing and maintaining at least $25,000 within the first 30 days, new customers can earn a $200 cash bonus.
Upgrade Rewards Checking: Upgrade Rewards Checking is a top pick for free checking with no minimum deposits, monthly maintenance fees, or ATM fees. By opening a Rewards Checking account with a personal loan and completing qualifying activities, you can earn a $200 bonus.
Chase Secure Banking℠ and Chase College Checking℠: Chase offers two great checking account options for different needs. With the Chase Secure Banking℠ account, you can earn up to a $100 bonus by completing qualifying activities. The Chase College Checking℠ account is designed for students and offers a $100 bonus for new customers who open an account and complete 10 qualifying transactions within 60 days.
Raisin: Raisin provides brokered savings accounts, money market accounts, and certificates of deposit with competitive rates. New customers can earn $100 with a deposit of at least $5,000 when using the code NEWYEAR.