Unleash Your Financial Power: The Ultimate Money-Saving App Revealed by CNET!

Are you on the hunt for a budgeting app that can revolutionize your financial management game? Look no further than Rocket Money, which has been making waves as the top choice for budgeting enthusiasts. Previously recognized as Truebill, Rocket Money earned the prestigious title of CNET’s 2024 Editors’ Choice for best budgeting app. Packed with valuable features, user-friendly interface, and some unique perks like subscription cancellation and bill negotiation services, Rocket Money is a game-changer in the world of budgeting apps. Whether you opt for the free version or the affordable premium version with prices starting as low as $6 per month, Rocket Money has something for everyone. Let’s dive into what sets Rocket Money apart and whether it’s the right fit for you.

How Rocket Money Works

1. Affordable: The Premium version of Rocket Money won’t break the bank, with prices ranging from $6 to $12 per month, putting powerful budgeting tools within reach for all users.
2. Easy to Use: Say goodbye to complex interfaces and overwhelming features. Rocket Money’s mobile and online platforms offer an intuitive and clean design that simplifies financial tracking.
3. Savings Goals: Rocket Money Premium presents a Smart Savings feature to streamline your savings journey. Set goals and schedule automatic transfers effortlessly.
4. Credit Score and Net Worth Tracking: Get a comprehensive view of your financial health with credit score tracking and net worth calculation offered in the Premium version.
5. Bill Negotiation and Cancellation Services: Hate dealing with customer service reps? Rocket Money’s got your back with a bill negotiation service to lower your bills hassle-free.

While Rocket Money ticks all the right boxes with its features, there are a few drawbacks to consider:

What We Don’t Like

• Free Version Limitations: The basic functionalities in the free version may fall short for users needing more advanced budgeting capabilities.
• No Debt Payoff Planning: Unlike some competitors, Rocket Money lacks debt payoff planning tools to assist in reducing debt burdens.
• No Investment Tools: While you can view investment account balances, Rocket Money doesn’t offer in-depth investment planning guidance.
• Bill Negotiation Fees: Bear in mind that if Rocket Money succeeds in negotiating a bill reduction for you, you’ll be charged 30% to 60% of the savings achieved in the first year.

Is Rocket Money Secure?

Rest assured, Rocket Money prioritizes security with 256-bit encryption and partnerships with trusted payment networks. However, just like with any financial app, it’s advisable to know how to safeguard your data in case of device loss or theft.

Who Should Opt for Rocket Money?

Rocket Money caters to a diverse audience, offering essential budgeting features in a user-friendly interface at an affordable price point. Its versatility and accessibility make it a compelling alternative to leading budgeting apps like Mint.

Alternatives to Rocket Money

While Rocket Money shines in its own right, it’s worth exploring other budgeting apps to find the perfect fit for your financial goals. Check out our comprehensive guide to the best budgeting apps to explore other options available in the market.

In conclusion, Rocket Money stands out as a legitimate budgeting app that can elevate your financial planning experience. With a range of features, affordable pricing, and a user-friendly interface, Rocket Money is a strong contender in the realm of budgeting apps. Whether you opt for the free version or the Premium subscription, Rocket Money has the tools to help you take control of your finances and achieve your budgeting goals. Start your financial journey with Rocket Money today!