‘Since I don’t plan on retiring out of the workforce’: I’m pondering if a 401k is right or if a high yield savings might be better. What’s the smartest move?

So, I’m a 24-year-old gal working in the corporate world. Just landed this sweet new job with decent pay and a 401k plan that my company matches up to 6%. But here’s the thing: I’m planning on becoming a stay-at-home mom once we have our first kid, which will probably be around when I’m 29 or 30. My partner is in the military and has some good benefits lined up, so there’s that.

Here’s my dilemma—does it even make sense to pour money into a 401k if I’m not planning to stick around in the workforce until retirement? I’m thinking maybe it would be smarter to stash that cash into a high-yield savings account or something else that’s safe.

Are there any other good ways to plan for retirement or invest for future gains?

Thanks a ton!

Planning Ahead