Increasing your income can offer greater freedom and opportunities. Whether you’re aiming to quickly pay off debt, save for a vacation, or enjoy more outings, a side job can help.

While the idea of additional work might seem tiring, your phone opens up a simple option: earning money by texting.

How to Make Cash Texting

You already text daily, so why not get paid for it? Although not all work-from-home opportunities are trustworthy, we’re here to guide you.

Continue reading to discover four reliable ways to make money through texting, ensuring you avoid scams and find the best deals.

1. 1Q

1Q offers payment for responding to brief questions sent via text or their app. These can range from market research inquiries to offers and coupons.

After completing your demographic profile, you’ll be matched with relevant companies. Enabling location tracking on your device can result in more opportunities and increased earnings.

Known as Askverts, each query pays either 25 or 50 cents, with payments sent directly to your PayPal account. For maximum opportunities, consider choosing the lower payout option.

2. IMGR

IMGR rewards users for sending messages through their platform. Each sent and replied-to message earns points.

As of now, only iOS users can cash out, though links for Android users exist. Sending 100 branded messages and receiving 50 replies earns points for each response.

Cash out at 300 points ($3) via PayPal. Beginners can earn up to $20 a month. Achieving 2,000 points over six months upgrades your account to premium status, potentially earning up to $40 monthly.

3. KGB

KGB (Knowledge Generation Bureau) pays U.S. citizens for answering inquiries. Verification may require proof of citizenship, and a screening process evaluates your skills.

Suitable candidates possess excellent research and communication abilities. You earn 10 cents for each independently researched answer and 5 cents for responses from KGB’s database. Payments go straight to your bank account.

4. McMoney

McMoney is an Android app that rewards you for receiving text messages, used to test SMS routes. Texts arrive randomly, with the first one typically within three days of registration.

Payment occurs for every text received. Although the per-text payout isn’t disclosed, it’s an easy way to earn ‘fun money’ despite not being fully reliable for significant income.

5. Just Answer

Just Answer lets professionals earn by answering expert-level questions in their field. After an application and background check, you can start providing text-based assistance.

Experts can earn between $2,000 and $7,000 monthly, depending on the number of questions answered. Compensation is per answer, allowing you to control your workload and income.

6. Hummr

Hummr connects users for professional consultation via text or call. Professionals like lawyers, developers, teachers, and photographers use the app to earn.

Available for both Android and iOS, Hummr lets you set your rates, with earnings sent directly to your bank account.

7. Fiverr

Fiverr is a marketplace for offering services, including text messaging. Clearly define your service offerings, such as SMS marketing, reminders, or translations.

• SMS marketing
• Sending reminder texts
• Text message translation

Sign up, create gigs, and set your prices. Payments start at $5 and increase with experience. Fiverr releases funds 14 days after gig completion.

8. Premium Chat

Premium Chat pays you for chatting with clients. Ideal for coaches, consultants, and influencers, you can charge per minute or flat fees for texts or video calls.

Simply create a profile, share it, and get paid through the app. All payments are processed via credit card.

9. Fibler

Fibler offers secure consultations for professionals, with controlled client interactions. Set your rates per minute and change them as needed.

After an online application to verify qualifications, you can start offering services and receive payments according to your schedule.

10. RentAFriend

Enjoy meeting new people? RentAFriend lets you earn by being a “Friend for Hire.”

Create a profile showcasing your hobbies and interests. Engage in activities with clients and agree on pricing for your time together, turning your social skills into cash.

11. Working Solutions

Interested in being a chat agent? Working Solutions offers remote customer support roles.

Sign up, go through the application, and start helping customers. Choose your hours and enjoy the flexibility of working from home.

12. MoneySMS

Money SMS pays for receiving random code texts.

Download the app, let it run in the background, and earn money for each text received. Cash out via PayPal once you reach the minimum payout.

13. Papa

Connect with seniors as a friendly text buddy through Papa Pals.

After signing up and approval, text with seniors to provide companionship and earn money from your phone.

14. TalkSpace

Talkspace hires licensed therapists for text-assisted therapy.

Earn $67.90 per hour for live sessions through text, video, or audio, with support for insurance claims. Apply to join and work flexible hours from home.

15. Coachbit

Join Coachbit as an academic coach. Engage with students via text or video, helping them improve their study skills.

Sessions last 15 minutes daily. Download the Coachbit app to start empowering young learners.

What to Watch Out For

Knowing how to identify scams is crucial when getting paid to text. Ensure you work with reputable companies to safeguard your privacy and avoid wasted effort.

Remember, text message and data rates still apply. Verify your phone plan covers these costs, or monitor your usage to avoid excess charges.

Other tips:

• Protect your information: Safeguard sensitive data stored on your phone.
• Ensure payment: Verify companies to ensure you get paid for your efforts.
• Time commitment: Assess if the effort is worth the financial reward.
• Avoid adult apps: Know what you’re signing up for if adult content doesn’t suit you.

Summary

Your phone offers various ways to make money, from downloading apps to more traditional texting. However, without a smartphone, some opportunities may be out of reach.

Companies that pay for texting directly can be a convenient way to earn. While it’s unlikely to make you rich, these gigs can provide extra income while multitasking.